# A WeMoney alternative for Australians > A neutral, sourced comparison of Finsplore and WeMoney for Australians: price, platforms, open banking, statement import, net worth and AI assistant connections. URL: https://finsplore.io/wemoney-alternative/ ## A WeMoney alternative for Australians Finsplore is an AI-native personal finance app made in Melbourne for Australians. Today you import your bank statements and see spending, net worth and goals in one read-only view, free during early access. WeMoney is a free app that connects accounts through open banking (CDR); this page sets the two side by side. Last updated 18 October 2026. Checked 2026-10-18; features change, check each provider's site. ### At a glance. **Finsplore compared with WeMoney. Checked 18 October 2026.** | Feature | Finsplore | WeMoney | | --- | --- | --- | | Price | Free during early access | Free. WeMoney Pro is $9.99 a month billed monthly after a 7 day trial | | Platforms | Web, plus iPhone and Android test builds for early-access members; App Store and Google Play release coming soon | iOS and Android apps. WeMoney Pro adds a desktop view of accounts and transactions | | Open banking (CDR) | Coming soon | Yes. Describes itself as an accredited member of the Consumer Data Right scheme | | Statement import | Yes, live today | Not stated on WeMoney's site (checked 18 Oct 2026) | | Net worth tracking | Yes: what you own minus what you owe, across bank accounts, cards, loans, super and the things you own | Yes, on the free plan. Pro adds Projected net worth (coming 2027) | | AI assistant connections (MCP) | Coming soon (Finsplore Connect) | Not stated on WeMoney's site (checked 18 Oct 2026) | | Read-only | Yes, it cannot move money | Yes. Describes itself as non-transactional | Checked 18 Oct 2026; features change, check each provider's site. "Not stated" means we could not find it on the provider's site, not that it is missing. ### Good to know. #### Where WeMoney is ahead today WeMoney lists open banking connections through the Consumer Data Right, iOS and Android apps, and credit score monitoring on its free plan. Finsplore has statement import and a web app, with open banking and the store releases coming soon. #### What Finsplore offers today Statement import, spending, net worth, goals and plans in one read-only view, free during early access, made in Melbourne. #### What we could not confirm Where WeMoney's own pages did not say, the table reads "Not stated": statement import and an MCP connection. WeMoney describes itself as non-transactional. We read WeMoney's pages again on 21 October 2026 and the facts here still matched. Checked 2026-10-18; features change, check each provider's site. #### Choosing Which tool suits you depends on what you need. Compare each provider on its own site, including current pricing, before you decide. ### Questions. **What is a WeMoney alternative for Australians?** Finsplore is an AI-native personal finance app made in Melbourne for Australians. Today you import your bank statements and see spending, net worth and goals in one read-only view. Open banking (CDR) connections are coming soon. **How much do Finsplore and WeMoney cost?** Finsplore is free during early access. WeMoney says its app is free to use, and that WeMoney Pro is $9.99 a month billed monthly after a 7 day free trial. **Does Finsplore connect to my bank like WeMoney?** Not yet. WeMoney describes itself as an accredited member of the Consumer Data Right scheme. Finsplore open banking (CDR) connections are coming soon; today you import statements. **Can I track my net worth?** WeMoney says net worth is on its free plan, worked out from your connected accounts plus assets and liabilities you add, and lists Projected net worth for WeMoney Pro as coming in 2027. Finsplore tracks net worth (what you own minus what you owe) across bank accounts, cards, loans, super and the things you own, per its product page. **Can I connect an AI assistant?** Finsplore Connect, for ChatGPT, Gemini, Perplexity, Copilot, Claude or any MCP assistant, is coming soon. We could not find an MCP or AI assistant connection on the WeMoney pages we checked, so the table reads "Not stated". **Where can I use each one?** Finsplore is on the web, with iPhone and Android test builds for early-access members and an App Store and Google Play release coming soon. WeMoney lists iOS and Android apps, and WeMoney Pro adds a desktop view of accounts and transactions. **Is this financial advice?** No. This page is general information only. It does not take your objectives, finances or needs into account. This page is general information only, not financial advice and not a recommendation. It does not take your objectives, finances or needs into account. [See what Finsplore does today](https://finsplore.io/product/) or [browse all resources](https://finsplore.io/resources/). ### Take the first step. Free while early access runs.