Budgeting and spending.

Understanding where your money goes and planning what happens next.

Budgeting and spending

A budgeting setup for software engineers and tech workers

A simple budgeting setup for tech workers in Australia: RSUs, contracting, bonuses and many accounts, with CSV exports, read-only tools and safe AI use.

5 min read

Budgeting and spending

How to use AI for money questions: a simple guide for Australians

How to use AI with your money: understand spending, explain terms, plan a budget, ask good questions, keep your data private and know the limits.

4 min read

Budgeting and spending

How to track salary, side income and investments in one view

How to keep salary, side income and investment returns in one view in Australia: what the ATO says to declare, a simple structure and a worked monthly example.

5 min read

Budgeting and spending

Is it safe to connect an AI assistant to your money? An Australian guide

What to check before an AI assistant touches your financial data in Australia: read-only access, approvals, offshore processing, privacy law and a checklist.

14 min read

Budgeting and spending

Open banking in Australia: what the Consumer Data Right means for budgeting apps

How the Consumer Data Right works for budgeting apps: accreditation, consent that lasts up to 12 months, your privacy rights, and options like statement import.

7 min read

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