A budgeting app that imports your bank statements (CSV and PDF).

Finsplore reads these file types. If your bank offers more than one, choose a data file such as CSV over a PDF. Import one file at a time.

• CSV
• OFX
• QFX (Quicken's OFX format)
• QIF
• camt.053
• MT940
• PDF, including password-protected PDFs (Finsplore asks for the password and unlocks the file)

A CSV file covering the last 3 months is a good place to start. If your bank has no export, a PDF statement works too. Most banks only offer the export in internet banking on a computer, not in their app.

1. Download a statement from your bank.
2. In Finsplore, open Accounts, start an import and choose where the statement should go: a new account or one you already have.
3. Choose your bank, then drop in the file. Finsplore reads the account details from it.
4. Check how the columns were read (CSV only), then confirm the account name, currency, account type and last 4 digits.
5. Review the summary, which shows the number of transactions, the dates covered and where the money went by category.
6. Click Import. Finsplore adds the transactions and sorts them into categories.

Finsplore fills in the account name, currency, account type and last 4 digits from your statement, and you can change anything that looks wrong before you continue.

For a CSV, Finsplore may ask you to check how it read the columns, such as Date, Description, Amount and Balance. You can change any column that looks wrong. It skips this step when your bank file already labels its columns.

If your bank is not in the list, click My bank is not listed. Finsplore works out the columns from the file itself.

Finsplore sorts every transaction into a category when you import, so you see where your money went without typing anything in. The summary before you import shows the split by category, and you can open every row to check it.

After the import you can change the category of any transaction, and find any transaction by searching.

Finsplore checks each file against the transactions you have already imported and skips any repeats, so overlapping dates are fine. After an import it shows how many transactions were imported, how many you already had and how many it could not read.

Finsplore does not update your accounts by itself. To bring an account up to date, import a newer statement into that account whenever you like.

You can bring an account in from any bank that lets you download a statement file. The bank list in Finsplore includes the major Australian banks, such as Commonwealth Bank, ANZ, Westpac, NAB, ING, Macquarie Bank, Bankwest, Suncorp Bank, ubank, Bendigo Bank and Bank of Queensland.

For some banks Finsplore shows the steps to get a statement from that bank's internet banking. Exports differ from bank to bank, so if a file does not read cleanly, Finsplore shows how it read your columns so you can check them.

Finsplore is read-only. It cannot move money or change anything at your bank, and it never asks for your bank password. Your information comes from the files you import, and nothing goes from Finsplore to your bank.

You can download a copy of your data, or delete your account and data, at any time. Finsplore gives general information, not financial advice.